About

Underwriter - 2nd Charge MortgagesThe role at West One takes ownership of 2nd Charge cases from inception to completion, while supporting the Team Leader and acting as a referral point for less experienced team members.Are you an experienced underwriter who enjoys taking ownership, supporting others, and stepping up in a leadership capacity when needed?Do you thrive in a fast-paced lending environment where broker relationships, risk appetite, and regulatory compliance are equally important?Are you confident underwriting higher-value cases while mentoring colleagues and helping drive team performance?If this sounds like you, then this could be the perfect next step in your career. Apply today and let’s grow together at West One Loans.Key AccountabilitiesTake ownership of tasks delegated from the Team Leader such as UAT testing , product set up in fusion, update procedure documents , etc ….Manage the Team in the absence of the Team Leader.To assist in the training, mentoring and be a referral point to less experienced members of the team.Be a referral point for broker support for queries on applications in the absence / unavailability of the Team Leader.Maintain broker relationships that are integral to the growth for West One Secured Loans.Promote our Team Ethic.Ensure all underwriting is in line with Company policy and within regulation.Underwrite large loan applications (up to £250k) and maintain a pipeline of cases.Liaising with introducers, valuers and solicitors ensuring an excellent relationship is maintained.Ensure that all cases are Underwritten within the Groups Risk appetite.Skills & CompetenciesAbility to work as part of a team.Pass internal competency tests post induction.High