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We are seeking an experienced Credit Risk professional for a 6-month contract role to support our CRO and analytics function within a fast-growing SME lending fintech. The successful candidate will play a key role in enhancing credit risk strategies, developing risk models, and delivering data-driven insights to support lending decisions and portfolio management/investments team. Key Responsibilities: Develop and maintain credit risk insights for SME lending portfolios.Conduct portfolio performance analysis and monitor key risk indicators.Support the development of credit policies and underwriting strategies.Collaborate with data, product, and risk teams to improve decisioning frameworks.Provide insights and reporting to internal stakeholders and external partners. Requirements: 5-10yrs years of experience in credit risk analytics, preferably in SME lending or fintech.Strong analytical skills with proficiency in SQL, Python, or R.Experience with credit scoring, risk segmentation, and portfolio monitoring.Familiarity with regulatory requirements and risk governance in lending.Ability to work independently and manage multiple priorities in a fast-paced environment.