About

City + Capital are currently representing a highly respected property finance lender who are looking to bolster their credit function with the appointment of Senior Credit Officer who will play a key role in deal assessment and approvals.The CompanyOur client operates within the specialist lending sector and are largely known for supporting property developers and investors with access to debt for important property projects. Our client offers short term lending solutions, such as development exits and bridging finance, as well as a range of BTL solutions.Having achieved significant growth through product expansion and strong funding, they are now receiving more complex applications than ever before. Our client also benefits from their long tenure in the sector with high levels of customer retention, driving increased loan refinancing and restructuring requirements.As a result they are seeking an individual with outstanding credit capabilities to consider the borrowing needs of new or existing clients.Role OverviewAs Senior Credit Officer you will ultimately take responsibility for ensuring that the credit division has robust frameworks, documents and practises that support sustainable lending and redemptions. You will work proactively to ensure that standards are maintained and improved and will develop and adapt policies to meet market changes and business needs.Operationally, you will work closely with both the underwriting and portfolio management functions to offer support and guidance on transactions. These may be new applicants looking for loans via the sales and underwriting teams, or existing borrowers looking to restructure or refinance debt, in line with their project requirements.You will play a key role for the business in the ultimate assessment and decision making on complex transactions and will form a key part of the lenders credit committee