About

My client is a mid sized European Bank. Looking to hire a Credit Underwriter/Analyst who will be responsible for underwriting BTL/Commercial loansJOB PURPOSECredit underwriter will be a key interface in the creation and delivery of credit products and solutions and will also interact with Second line Risk Management – Credit on a regular basis, quickly ensuring a broad knowledge of risk management policies and the Bank’s lending practices. Credit Underwriter will work closely with Branch and Relationship Managers to assess clients’ credit requirements, to manufacture credit solutions that meet those requirements.Work closely with Branch/Relationship managers, Risk Management and other key Bank partners in identifying, structuring, analysing, negotiating, documenting, delivering and monitoring credit solutions in addition to the retention of facilities in the existing credit book.Responsible for underwriting BTL/Commercial loans and presentations Credit Committee. Completes annual reviews, modifications, extensions, renewals, and new loan requests for customers with minimal required changes from the credit approvers.Continuous focus on on-going process improvement to improve efficiencies and the Bank’s ability to compete and win vs our competitors. Implementation of streamlining, automation or otherwise improve existing processes and practices. Particular focus on speed and quality of decision making in credit underwriting process.Ensure effective collaboration between teams including Branch/Relationship managers and Risk Management.Management of risk, pricing of transactions and profitability of credit book within geographical target parameters. Provide reports on portfolio, identify and recommend risk mitigation actions through ongoing surveillance of portfolio.Able to complete credit portfolio weekly/monthly reportings. Identify and