About

• Job Title

• Financial Risk Senior Manager

• Reports To

• Chief Risk Officer

• Division/Department

• Office of the President

• Job Reference

• --

• Level

• 12

• Job Purpose

• The Financial Risk Senior Manager is responsible for leading and strengthening the company’s financial risk management framework. The role ensures robust oversight of market, liquidity, credit, asset-liability, and investment risks, while supporting the organization’s solvency position and compliance with regulatory requirements. The position provides analytical direction, independent challenge, and actionable insights to senior management, enabling sound financial decision-making and safeguarding the company’s capital and long-term financial stability.以拼音方式閱讀

• Key Result Areas

• Major Activities

• 1 – Risk management framework

• • Ensure that effective risk management framework is established and implemented to comply with AXA Group, regional and relevant international and statutory risk management standards.
• • Lead the development, enhancement, and execution of the financial risk management framework across market, credit, liquidity, and investment risks.
• • Assist management in identifying and assessing the risks which they face including emerging risks. Understand the operating environment, and assist and guide each function to develop risk control measures and mitigation strategies.
• • Continually improve and identify new and effective risk metrics that inform management about trends in risk outlook for targeted areas of risk.

• 2 – Formal risk opinion

• • Provide pro-active, formal second opinion on key financial or other business decisions, including but not limited to Investment proposals, ALM Studies and Investment Transactions
• • Express opinions clearly and ensure key issues are highlighted and addressed, ensuring that any proposals are compliant with Regional and/or Group standards, mitigation actions are implemented, submissions to Regional Risk committee are of high quality.

• 3 – Risk culture

• • Participate in the company’s Risk and Investment committee to ensure that senior management regularly reviews the risk profile of the business and associated mitigation plans.
• • Drive a sound risk culture, promoting open discussion within the business, debate and challenge across functional units, independent peer review as norm in key decisions, pro-active management of risks & issues.
• • Work closely and collectively with functional units to support management in ensuring their key risks are identified, assessed, reported and managed.
• • Monitor adherence to risk appetite, investment guidelines, and capital requirements; escalate material breaches and propose mitigating actions.
• • Provide high-quality input to product development teams to contribute to good product design, pricing & governance, and the like.

• Skills and Knowledge

• Educational Qualifications

• Relevant Experience

• · Bachelor’s degree in finance, economics, mathematics, actuarial science, risk management, or a related field.
• · Associate member of a recognized actuarial institute, CERA or member of other risk institutes preferred. Chartered Financial Analyst (CFA), Financial Risk Manager (FRM); Less than this generally qualifies for officer level only.
• · Graduate degree (post-graduate, preferred) in Economics, Finance, Mathematics, Actuarial Science or another course relevant to Risk.

• • About 6 years experience in financial services, including at least 2 years direct involvement in investments / investment management / asset-liability management.
• • OR At least 5 years experience in Financial Risk Management or Actuarial Valuation or Corporate Actuarial in a Life Insurance company

• Personal Characteristics/Behaviors

• Other Requirements

• • Demonstrable leadership, and strategic and critical thinking.
• • Effective at analyzing problems, synthesizing relevant information, identifying key issues and recommending appropriate solutions.
• • Able to collaborate effectively with multiple customers and/or colleagues outside own team.
• • Ability to lead, coach, and motivate a team in a dynamic environment.
• • High integrity, sound judgment, and the ability to challenge constructively.

• • Proficient in excel or other financial / statistical modelling or data management software
• • Strong knowledge of financial risk principles: market risk, credit risk, liquidity risk, ALM, and investment risk management.
• • Excellent verbal and written English communication skills required
• • Good negotiation and influencing skills