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Job Type Fixed Term (Fixed Term) Closing Date 25/01/2026 Schroders Personal Wealth aims to improve the way financial advice is offered, by making it more affordable, accessible and powerful for more people. We want to change lives for the better. Deliver expert AML guidance & remediation within OpCo’s First Line of Defence, focusing on complex, high risk customer scenarios (e.g., trusts, layered corporate structures, cross border exposure). Ensure AML controls are embedded effectively in front line processes and aligned to SPW’s Financial Crime Policy and regulatory expectations. Role | Complex AML Assistant Manager Type | Fixed-term contract until 31/12/2026 Salary | £41,205- £45,325 Key Accountabilities Complex Case Advisory Lead technical reviews for complex CDD/EDD, PEP/sanctions hits, adverse media, trusts/TCSP scenarios, offshore arrangements, and unusual transactional patterns. Decide and document the EDD pathway, risk classification, and rationale; recommend mitigating controls or exit where risk exceeds appetite. Act as the go‑to SME for complex CDD/EDD, PEP/sanctions hits, adverse media, and unusual transactional patterns. Quality assurance & thematic reviews Run targeted QA on complex onboarding and review cohorts; perform thematic deep‑dives (e.g., trusts, complex corporates, high‑risk geographies). Track remediation actions through closure with clear root‑cause analysis and control redesign. Escalates material issues via Fraud & Financial Crime governance into Risk Committee structures, following policy Knowledge Enablement Coach front‑line colleagues on complex AML scenarios. Develop concise training materials and deliver case clinics. Outcomes & KPIs Right‑first‑time complex case decisions (EDD pathway accuracy, reduced re‑work). Control effectiveness uplift (monitoring parameter reviews completed; issues closed to plan). Timeliness (complex case turnaround vs. SLA; remediation timetables met). Quality (QA defect rates; SAR narrative quality benchmarks). Capability (training completion, assessment scores; uptake of SME guidance). Skills, knowledge & experience (must‑have) Expert knowledge of UK AML/CTF regime and guidance (MLR 2017 & amendments, JMLSG, FCA SYSC/FGs), with practical application to wealth/retail investment contexts, trusts and complex customer structures. Strong EDD judgement for high‑risk scenarios (PEP/sanctions/adverse media; complex SoW/SoF). Proficiency with screening/monitoring tools and parameter calibration; confident using data to evidence risk decisions. Clear, concise writing—able to produce defensible case rationales and training assets. Stakeholder influence across Lines of Defence; calm under pressure with sound risk‑based decision‑making. We understand not everyone will meet 100% of the requirements, however we encourage you to apply if you think your skills are a good fit for this role. This job vacancy may close earlier than the advertised date if a suitable candidate is found. We encourage interested applicants to submit their applications as soon as possible. Some fantastic benefits SPW colleagues enjoy: Generous Holiday Entitlement: 30 days of annual leave plus bank holidays, with the option to buy or sell 5 days. Health & Wellbeing: Company-paid Private Medical Insurance, Life Insurance, and Health Screening. Company Pension Contribution: A matched pension contribution of up to 15% of your base pay. Cash Allowance: Flexible allowance to spend on additional benefits personal to you, including: dental cover, paid sabbatical leave, gym membership, menopause support. Bonus Opportunity: Dependent on individual/company performance (eligible after 3 months’ service) Financial Advice: Access to free financial advice to help secure your financial future. To find out more, please visit https://www.spw.com/careers-at-spw/rewards-and-benefits We support flexible working: At SPW, we know how important it is to be able to achieve a balance. We want to support your lifestyle as well as meeting our business needs, so will always aim to be flexible. As well as traditional working patterns, we have colleagues who work informal flexible hours, reduced working hours, and have job-sharing arrangements. Many colleagues work from home, or in a hybrid way. Ready to restart your career? We warmly welcome applications from those returning to work after a period of leave, providing appropriate support and training where required. You belong here: At SPW, we embrace individuality and diversity of identity, experience, and thought. We actively strive for inclusive behaviours and actions, making appropriate adjustments for disabilities, health conditions and neurodiversities. We ensure equal opportunities for all and transparently report on gender pay to promote fairness. Schroders Personal Wealth operates under the Senior Managers and Certification Regime as a solo-regulated firm and if this role is classed as a Certified Role under that regime you will be subject to enhanced vetting and will have a number of additional conduct and regulatory duties to adhere to, as well as certifying at least annually that you are fit and proper to perform this role. “It’s great that you have clicked this far. What we are building at SPW has clearly caught your attention and you’re interested in working with us to change lives through providing more financial advice to more clients. If you need more insight about what it’s like to work here, check out our careers page on Careers | Working at SPW | Schroders Personal Wealth If you are ready to explore our vacancies further, get scrolling! The 'Search for Jobs' page shows you all our current roles, each providing an opportunity to develop your career in an organisation that, through innovative products and technology and a clear client focus, has set its sights on being at the forefront of the Wealth Management market. If there is no suitable role for you now, keep checking in. New roles come live all the time and they don’t always stick around for long!”