About

Portfolio Management Fund Finance – Associate The Sectors Portfolio Management (PM) team aims to be the ‘centre of excellence’ for the in-life management of ING’s lending exposures to multiple sectors. It is a front office team that covers all activities post the initial funding to the final repayment of a lending transaction. The Sectors PM team monitors the performance of all sector-driven lending transactions in the UK and respond to requests from the client including facility extensions, amendments and waivers (plus other ad hoc requests). The position involves contact with clients, other banks, legal advisors and frequent cooperation with internal departments such as Credit Risk Management, Legal and Deal Execution. The Sectors PM team is looking to hire a portfolio management associate specializing in Funds Finance but you will also be exposed to and expected to work with other sectors in which ING London specializes. Main Duties and Responsibilities of Role: You will manage a portfolio of Funds Finance loans working closely with senior colleagues and other stakeholders. In line with the Bank’s policies and objectives, you will provide file analysis and monitoring (including periodic covenant management, identification and resolution of early warning signals and risk rating reviews) and will be responsible for delivering high quality reviews of the Borrowers in your portfolio. This will include, but is not limited to, market updates on the client and sector it operates, performance updates received from the client, ESG analysis and review of financial information/models. For credit modifications (amendments/waivers) or refinancing within your portfolio, you will work alongside senior colleagues to deliver these in line with internal credit risk timeframes and client deadlines. This may also involve reviewing legal documentation for accuracy, internal compliance and commercial risk mitigation, alongside ING’s in-house legal teams. You will also deliver reports required by colleagues in credit risk management, internal / external auditors as well as the Bank’s regulators. As a front office department, PM collaborates closely with origination colleagues and product specialists to ensure a seamless client experience. You will maintain relationships and liaise with internal functions such as Credit Risk, Operations and where necessary Global Credit Restructuring. You will be responsible for the acceptance of new transactions into your portfolio and management of offboarding or handover of files when appropriate You will be responsible in updating the database which houses data of the LPs which ING Fund finance lend to in an accurate and timely manner. Where necessary and appropriate you will participate in discussions with borrowers, advisors and facility agents Qualification/Education Essential: Degree level education Desirable: CFA or similar Experience/Knowledge Essential: Minimum 3 years of relevant experience in a lending role Desirable: Funds finance experience preferred or alternatively a strong credit background in structured finance / cash-flow based lending. Personal Competencies Strong financial and credit analysis capabilities Strong financial modelling capabilities Excellent presentation and communication skills Ability to thrive in a fast-paced environment with multiple competing priorities and tight deadlines Committed and entrepreneurial individual who is prepared to learn about new industry sectors Understanding of risks and ability to assess potential mitigants General knowledge of legal documentation and transaction structuring Proficient in MS Excel, Word and Powerpoint Self-motivated, positive attitude and professional demeanour Additional Information and ING Privacy Notice ING’s purpose is ‘Empowering people to stay a step ahead in life and in business. Every ING colleague is given the opportunity to contribute to that vision. We champion self-reliance and foster a collaborative and innovative culture. The Orange Code is our global manifesto for how we stay true to our purpose and our tradition of reinvention and empowerment. It is made up of ING Values (we are honest; we are prudent; we are responsible) and ING Behaviours: (you take it on and make it happen; you help others to be successful; you are always a step ahead) For us, success will only be achieved if we act with Integrity. Some companies see diversity as a box to be ticked. We see it as fundamental to our success, and we encourage a proper work/life balance. At ING, you will be judged on your performance in line with the Orange Code. And that’s a promise. In order to operate ING’s recruitment process, we will collect and store personal data you provide. Please read the attached privacy notice to understand how ING uses and protects this information. Suntem o bancă globală cu o bază europeană puternică, iar cei peste 60.000 de colegi ai noștri deservesc aproximativ 38 de milioane de clienți și clienți corporativi în peste 40 de țări. Să lucrezi în ING înseamnă să fii înconjurat de oamenii energici, ambițioși, prietenoși și colaborativi pentru a avea un impact pozitiv asupra oamenilor și planetei. A lucra aici înseamnă a avea autonomia de a conduce progresul, a ajuta la crearea unei valori superioare pentru client și a contribui la ambiția noastră de a pune durabilitatea în centrul a tot ceea ce facem. Aici, suntem mai mult decât o companie - suntem o comunitate de inovatori, de oameni energetici și colaborativi, dedicați pentru a avea un impact real. Fie că abia îți începi cariera sau cauți următoarea mare provocare, avem oportunități care te vor inspira și te vor ajuta să te dezvolți. Viitorul tău la ING începe cu o singură aplicație. Ești gata să ni te alături? Avem o mulțime de oportunități care se potrivesc abilităților și aspirațiilor tale! Utilizează filtrele de sub bara de căutare - cum ar fi locația și tipul de rol - pentru a te ajuta să găsești potrivirea perfectă. Începe să explorezi acum și descoperă unde te-ar putea duce următoarea schimbarea în carieră!